Smart JC Student - part 1

Smart JC Student
by tension68

Part I

In the years of being a Loan shark, I have seen many interesting and also bizarre things. I remember one time when a Junior College student came to me to borrow money. She was only 17.. going on to 18 in a week's time and boy was she ripe. She had shoulder length hair, nice big round eyes, and she was rather tall, around 1.68m. Her terms for borrowing money from me were rather bold too. What was most interesting was that she seemed confident and a little arrogant, but she came prepared.. she had a contract all printed out on a paper for the terms she wanted and what she would do to repay the loan. I was going to enjoy dealing with this one.

Her name was Sheryl, and she seemed well educated enough. Her ang moh more tokgong then mine anyways. Upon further questioning, I learnt that she was from a rather well-to-do family, but it seems that her parents were unable to control her and used cutting off her allowance as a way to make her be more obedient. Well, she found out about me and came to me for help.. on money matters, of course.

I must admit, I never really went for young girls. They seemed to be rather inexperienced and I lacked the patience to really guide one. I would rather prefer a grown woman who at least knew how to give a proper blowjob. Plus the fact that younger girls are not really fully developed yet, and that really does nothing for my lust. However, Sheryl seemed like a grown woman in terms of her fully developed body. She had long legs, with gave her the height, and one can tell her hips and bum was definitely build for sustaining a man's weight. She was not skinny, nor fat, just the amount of flesh that I liked, the kind you would call voluptuous. But that part was discovered later when she took all her uniform.

Let me start from when she came to see me.. it was on a Wednesday afternoon that she came to my office. Lok and Ah Siong were outside and she insisted to see me. Lok led her into my office and as I was taking an afternoon nap, usually sleepy after lunch, I was in a state of blur when she came in. Sheryl had that how-lian look on her face, whether it was arrogance or confidence I don't know and I don't really care. All I knew was that someone recommended her to me and she wanted to borrow $1,000 from me.

'Are you sure you want to borrow from me? I charge interest one you know? Not cheap leh.' I said, half expecting her to leave after those words.

'I know, otherwise I won't come already. I found out about you and your business, and how much interest you charge. Can I ask you to lower it a little?' Sheryl said in a calm voice.

'Eh xiao mei mei, I lower rates.. how to survive? Must eat you know? You feed me ah?' I leaned forward and half-snarled at her.

'Fa ger, I tell you what. I have an arrangement that might interest you. I get the money from you, and you get some satisfaction.. how about it? ' Sheryl said in a lower voice, and then sat on my table, showing more of her legs under the JC uniform.

I was curious when she did that, because I had never had a JC girl before. Not when I was younger, and definitely not yet in my loan shark days. It got my lust going, but only a little.

'Eh xiao mei mei, how old are you ah?' I asked with a cynical grin.

'17, going to be 18 next week. How? Want to hear what I have in mind?' She almost purred.

Somehow I was taken in, not because I was lusting after her but because I was damn curious of what she had to offer. Turns out that she had only wanted to give me a BBBJ and allowed me to cum in her mouth. But what the hell, $1,000 for just a blowjob? That was out of the question. Sheryl was a bit perplexed at my rejection of her offer and tried to sweetened the deal to let me finger her pussy and she also said she would let me fuck her breasts.

'Your breasts? They develop enuff or not? I dun wan to put my cannon on a fei ji chang you know? (literally translated as 'airport runway'. Meaning flat-chested.) I said with a cynical look.

Upon hearing that, Sheryl pouted her lips and stared hard at me, before unbuttoning her blouse. I was not shocked that she would do that, but I was shocked at what she revealed to me. It was a pair of 34C boobs, encased in a flesh-coloured bra. I was stunned and at a loss for words. Sheryl was a tall girl, but her blouse was loose fitting and it really camouflaged her big boobs well. Then, I was hard as a rock in my pants, and I was eager to find out if her whole figure would be that much of a man-killer. But I would have to wait for another time. For then, she would only let me see her bra-covered breasts, still slightly concealed within her half-opened school blouse. The look was enough to make me want to rip her bra off, but I still maintained my calm and bargained for a lesser amount that she had asked for.

'I only prepared to give you $200 for the service you giving lah. Take it or leave it.' I said in a huff.

Sheryl was proud of what my expression had turned into when she revealed her bra-covered boobs to me. But her face soon turned sour upon hearing my counter-offer. With her brows knitted, she pondered a while and also bit her lower lip. Her thinking lasted less than 10 seconds before she agreed to what I had offered.

'Ok.. before we start, can I have a look at your IC to see if you are really your age?' I asked.

'Wah Fa Ger, so cautious ah? I thought you people very brave one?' Sheryl half joked.

'Eh, no joke you know. I dun wan to be caught doing anything to an under-aged girl. Got cane one you know?' I answered back.

Sheryl finally relented and took out her IC and passed it to me. I opened my desk drawer and fumbled through my stuff, looking for something. I found it and pressed a button, then resumed talking with Sheryl.

'Ok, to prove you are the person in this IC, please say out your name and IC number, and then how old you are. Dun worry cos I just need to see if you are who you say you are. Tell me your name, and your birth date.' I told Sheryl.

Sheryl remarked that I was too careful, but complied anyway. She said her full name, and also told me her birth date. It all coincided with the information on the IC, so I asked one last question, 'So you agree to let me finger your pussy, fuck your breasts and you suck my cock till I cum in your mouth for $200, ,right?'

'Aiyo.. yah lah. So chicken one. Fa ger, you better keep your word ah.. otherwise I report to the police you know?' Sheryl half chided me.

I thought it funny that Sheryl would bring up the police, as she was almost prostituting herself, but I let the thought pass because I believed that I had the situation under control. Once that was out of the way, I went over to the sofa in front of my desk and laid on it lazily. Sheryl kneeled on the floor and began to pull my zipper of my pants down. My hardened cock, in my boxers was almost popping out of it, and it made Sheryl smile coyly.

Without hesitation, she pulled my pants to my knees and reached into my boxers and roughly massaged my hard cock. Her roughness caught me off-guard and the sensation on my cock made me close my eyes and I groaned out loudly. Sheryl wasted no time and pulled out my cock and continued playing with it roughly. I tried hard to open my eyes, and on the third attempt, was success enough and then ordered her to slow down.

'Ooi ooi! Slowly lah. Take off your blouse and bra lah, otherwise how I fuck it?' I said.

'Eh Fa Ger, I never said I let you fuck my breasts without my bra, right? I also never say I let you finger my pussy without my panty, right?' Sheryl said with an evil smile.

Damn it! I was caught, and she knew it Before I could say anything, she pulled out a small recorder from her bag.

'Fa ger, this is evidence ah, so better continue and then pay me.' Sheryl said.

Right there and then, I had the feeling of being played for a fool, but since I was in such a state, I allowed Sheryl to have her way.. for I would soon be able to have her eating out of my hands.